pricing options

Tailored options for small businesses and solo entrepreneurs alike

Group Plans
Solo Plans
Saver(k)®️
An affordable 401(k) with expert-picked plan provisions.
Starting at
$97
per month
Plus a one-time $495 setup fee for new customers
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Defining Features
  • Expert-designed 401(k) plan for ready-to-go deployment
  • Automatic enrollment with auto-escalation to encourage participation
Custom(k)®️
A highly-customizable 401(k) with flexibility and support.
Starting at
$177
per month
Plus a one-time $495 setup fee for new customers
Get Started
Defining Features
  • Free design assistance from a retirement plan consultant
  • Fully customizable options for incentivizing key employees
  • Optional Safe Harbor plan to reduce annual IRS testing
Most popular
Reserve(k)®️
The ultimate 401(k) with robust customization and add-ons.
Starting at
$257
per month
Plus a one-time $495 setup fee for new customers
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Defining Features
  • Up to three plan amendments annually free of charge
  • ERISA fidelity bond coverage for up to $1 million in assets
Single(k)®
A flexible solo 401(k) plan for businesses that have no other full-time employees besides the owner and their spouse or business partner
Starting at
$19
/ month (billed annually)
Plus a one-time $285 setup fee for new customers
Get Started
Defining Features
  • Maximum of 2 people (business owner and business partner or spouse)
  • Choose your own investments at a brokerage/custodian of your choice (separate login)
  • Option to add Mega Backdoor Roth
Single(k) Plus®️
A record-kept solo 401(k) plan with the choice of pre-selected or customizable investment options
Starting at
$37.50
/ month (billed annually)
Plus a one-time $350 setup fee for new customers
Get Started
Defining Features
  • Maximum of 4 people (business owner, business partner, and spouse(s) of owner/partner)
  • Pre-selected investment options including Vanguard Admiral Class Funds and Target Date Funds
  • View your balance, investments, and contribution deposits via your Ubiquity portal
  • Recordkeeping by Ubiquity
Most popular

Compare plan features

Group Plans
Solo Plans
Saver(k)®️
$97
/ month
Custom(k)®️
$177
/ month
Popular
Reserve(k)®️
$257
/ month
Single(k)®️
$19
/ month
Single(k) Plus®️
$37.50
/ month
Popular
Saver(k)®️
$97
/ month
Custom(k)®️
$177
/ month
Reserve(k)®️
$257
/ month
High quality customer support
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Transparent fees
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Employees can save immediately
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Automatic enrollment
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Pre-tax contributions
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Roth (post-tax) contributions
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Participant loans
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Expert plan design for seamless deployment
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Customizable plan provisions for incentivizing employees
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Access to a broad range of investment options
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Up to three plan amendments annually free of charge
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Free ERISA fidelity bond coverage for up to $1 in assets
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Add-on features
Safe Harbor Contributions
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New Comparability profit-sharing
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Management and guidance with CensiblyYours® Index Portfolios
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Flexible eligibility requirements
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Flexible vesting schedule for employer contributions
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Single(k)®️
$19
/ month
Single(k) Plus®️
$37.50
/ month
Transparent fees
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Pre-tax contributions
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Roth (post-tax) contributions
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Participant loans
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High-quality customer support
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Recordkeeping services by Ubiquity
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Access to a broad range of pre-selected investment options
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All-in-one portal for plan management
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Manage investments with a brokerage/custodian of your choice
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Add-on features
Mega Backdoor Roth provision
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Access to a broad range of pre-selected investment options
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New Comparability profit-sharing
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Ready to transform your retirement future?
Get Started

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