pricing options

Tailored options for small businesses and solo entrepreneurs alike

Group Plans
Solo Plans
Saver(k)®️
An affordable 401(k) with expert-picked plan provisions.
Starting at
$97
per month
Plus a one-time $495 setup fee for new customers
Get Started
Defining Features
  • Expert-designed 401(k) plan for ready-to-go deployment
  • Automatic enrollment with auto-escalation to encourage participation
Custom(k)®️
A highly-customizable 401(k) with flexibility and support.
Starting at
$177
per month
Plus a one-time $495 setup fee for new customers
Get Started
Defining Features
  • Free design assistance from a retirement plan consultant
  • Fully customizable options for incentivizing key employees
  • Optional Safe Harbor plan to reduce annual IRS testing
Most popular
Reserve(k)®️
The ultimate 401(k) with robust customization and add-ons.
Starting at
$257
per month
Plus a one-time $495 setup fee for new customers
Get Started
Defining Features
  • Up to three plan amendments annually free of charge
  • ERISA fidelity bond coverage for up to $1 million in assets
Single(k)®
A flexible solo 401(k) plan for businesses that have no other full-time employees besides the owner and their spouse or business partner
Starting at
$19
/ month (billed annually)
Plus a one-time $285 setup fee for new customers
Get Started
Defining Features
  • Maximum of 2 people (business owner and business partner or spouse)
  • Choose your own investments at a brokerage/custodian of your choice (separate login)
  • Option to add Mega Backdoor Roth
Single(k) Plus®️
A record-kept solo 401(k) plan with the choice of pre-selected or customizable investment options
Starting at
$37.50
/ month (billed annually)
Plus a one-time $350 setup fee for new customers
Get Started
Defining Features
  • Maximum of 4 people (business owner, business partner, and spouse(s) of owner/partner)
  • Pre-selected investment options including Vanguard Admiral Class Funds and Target Date Funds
  • View your balance, investments, and contribution deposits via your Ubiquity portal
  • Recordkeeping by Ubiquity
Most popular

Compare plan features

Group Plans
Solo Plans
Saver(k)®️
$97
/ month
Custom(k)®️
$177
/ month
Popular
Reserve(k)®️
$257
/ month
Single(k)
$70
/ month
Single(k) Plus
$115
/ month
Popular
Saver(k)®️
$97
/ month
Custom(k)®️
$177
/ month
Reserve(k)®️
$257
/ month
High quality customer support
Transparent fees
Employees can save immediately
Automatic enrollment
Pre-tax contributions
Roth (post-tax) contributions
Participant loans
Expert plan design for seamless deployment
Customizable plan provisions for incentivizing employees
Access to a broad range of investment options
Up to three plan amendments annually free of charge
Free ERISA fidelity bond coverage for up to $1 in assets
Add-on features
Safe Harbor Contributions
New Comparability profit-sharing
Management and guidance with CensiblyYours® Index Portfolios
Flexible eligibility requirements
Flexible vesting schedule for employer contributions
Single(k)®️
$19
/ month
Single(k) Plus®️
$37.50
/ month
Transparent fees
Pre-tax contributions
Roth (post-tax) contributions
Participant loans
High-quality customer support
Recordkeeping services by Ubiquity
Access to a broad range of pre-selected investment options
All-in-one portal for plan management
Manage investments with a brokerage/custodian of your choice
Add-on features
Mega Backdoor Roth provision
Access to a broad range of pre-selected investment options
New Comparability profit-sharing
Ready to transform your retirement future?
Get Started

Have questions?   Talk to a Consultant‍

Products
Pricing
Integrations
Partners
Support
About Us
Careers
Contact Us
Help Center
FAQs
Get Started
Login
Products
401(k)
A retirement plan for your employees that also benefits your company taxes
Solo 401(k)
A retirement plan for your employees that also benefits your company taxes
Partners
Financial Advisors
Scale your business with flat fees for you clients and little effort and no cost to you
Become a Partner
Support & Resources
Support
Help CenterContact UsFAQs
Resources
BlogCalculatorsGuidesLegislationSafe Harbor 401(k)