Optimize State-Mandated Retirement Plans with a Ubiquity Small Business 401(k)

Flat-fee structure with no hidden fees
Full-service plan administration
Turnkey or customizable 401(k) plans and fund lineups
Seamless payroll integration solutions

Get more than what state-sponsored plans can offer

Call 866.634.6116 or identify a plan that aligns with
your goals.

Find Your Plan

State-Mandated Retirement Plans Map

Over 30 states have considered enacting state-mandated retirement plan legislation, some of which have voted those programs into law. Find your state below and uncover current information about retirement plan legislation.

Active Program

Program in Progress

Proposed Legislation

No Legislation

Ubiquity 401(k): The Most Powerful Option Instead of a State-Provided IRA Plan

Our 401(k) solutions 100% comply with every state’s mandate requirements while offering higher contribution amounts than IRAs
Save more in personal and business taxes than any state plan while lowering taxable income — more tax credits are available with us
Streamlined payroll integration with automated plan administration can save time and prevent stress
Offers flat fees, not assets under management (AUM) fees that increases the amount you’re charged as your retirement balance grows
Our plans aren’t tied to any state government, so you have more protection and peace of mind with a private provider

Call 866.634.6116 to learn more.

Ubiquity 401(k) vs. State-Sponsored Retirement Plans

Most Common State-Provided IRA Plan

Ubiquity Small Business 401(k) Plan

Maximum employee annual contribution amount

$7,000
($8,000 if age 50 or over)

$23,000
($30,500 if age 50 or over)

Additional annual employer contribution

Not offered

Yes, up to $69,000 in combined employee and employer contributions

Flat fees that don’t increase with your account balance

No, asset-based fees

Yes, flat fees

$500 credit to offset setup costs

No

Yes

Investment guidance based on individual risk tolerance

No

Yes

Flexible vesting schedule for employer contributions

No

Yes

Your better path to savings starts here

maximum savings contribution Ubiquity Act before your state’s compliance deadline.

Call 866.634.6116 today or schedule your free consultation.

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