About Us
Empowering businesses and transforming futures since 1999
In 1999, amid the dot-com boom, Chad Parks was a Certified Financial Planner in San Francisco who uncovered a complex challenge that small business owners faced: They didn’t have a retirement offering that would meet their unique needs. Knowing that he wanted to provide his clients the same retirement opportunities big businesses had, Chad got to work on developing a solution. Thus, Ubiquity Retirement + Savings came to life – originally known as The Online 401(k).
While the advent of the internet wasn’t meant to be the differentiator, how we charge our fees was: Flat, Transparent, and Fair. Within a short time, the business model was proven to be successful, and we expanded our frontier by engaging independent financial advisors and payroll companies who aligned with our want to disrupt the status quo of small business retirement savings and to provide equitable retirement opportunities to all.
25 years later, Ubiquity’s mission, values, and drive remain the same: to empower small businesses and their employees to create secure, bright financial futures and gain peace of mind by leveraging advanced technology with world-class support and human intelligence to create affordable and effective retirement solutions. Through this approach, Ubiquity continues to be the highest-rated and lowest-cost small business retirement plan provider.
If you’re not already a client, open a plan today and become part of our mission to ensure all small businesses have a way to save at work!
We're more than just a provider, we're a partner in building lasting legacies. Our story is woven into the success stories of the businesses we serve, and the lives that have been enriched.
We take pride in our work and strive for daily improvement through our expert knowledge and resourceful problem-solving. Our achievements are propelled through our collaboration, compassion, and connection, ensuring we achieve our goals together with clients, colleagues, and vendors.
We commit to delivering the truth in an efficient, respectful, authentic manner. When helping our clients, we aim for transparency, ensuring they understand our actions and can depend on us. Driven by a culture of curiosity, we navigate decisions with a balance of knowledge and a deep commitment to client care.
Our dedication to accountability and top-tier service means actively taking initiative to enhance our knowledge, own mistakes, and keep clients informed. Demonstrating our accountability daily, we commit to the exceptional standards our clients deserve.
Ubiquity’s leadership team inspires innovation, fosters growth, and champions collaboration in our dynamic workplace
Chad Parks is the founder and CEO of the first online, web-based, flat-fee retirement plan provider for small businesses in America: The Online 401(k), now known as Ubiquity Retirement + Savings.
He earned his Certified Financial Planner (CFP) designation and left the stock brokering world to start his own financial planning and investment management firm, Retirement & Education Group, Inc., a financial planning practice that assisted individuals and small business owners with their overall financial planning needs. Known for his unique, irreverent approach to business and the financial industry, Chad regularly shares his insights in national publications such as The Wall Street Journal, The New York Times, CNN Money, Bloomberg Wealth Manager, Business Week, Entrepreneur, and elsewhere. He is a graduate of Florida International University and holds a Master’s in Finance from Golden Gate University.
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As Ubiquity’s CFO, Tim Cowart monitors and evaluates corporate financial strategy with an emphasis on long-term financial and operations planning, capital requirements, and enhancing shareholder value.
Tim has 30 years of multi-industry experience leading finance teams, raising equity and debt capital, and performing corporate M&A. His experience includes cofounding a publicly traded European satellite communications company that grew to over $200 million in five years and serving as CFO to numerous venture backed companies in the San Francisco Bay Area. He holds a Bachelor of Science in Finance & Accounting from Menlo College and a Master of Business Administration from the University of Southern California.
Nasrin Mazooji has been an integral part of Ubiquity since her arrival in 2013, and currently serves as Chief Operating Officer.
With her vast experience in navigating the intricate legal, regulatory, and governmental landscape of retirement, she plays a vital role in ensuring the company’s seamless operation. Nasrin spearheads strategic planning initiatives, constantly striving to optimize Ubiquity’s influence within the industry. Building upon her prior position as Ubiquity’s SVP of Compliance and Regulatory Affairs, she is also responsible for guaranteeing the precise and punctual execution of various compliance-related tasks. This includes overseeing contracts and agreements, legal disclosures, risk management, as well as conducting internal and external audits, all while upholding impeccable standards of corporate governance. Nasrin’s expertise empowers Ubiquity to excel and make a lasting impact in the retirement industry.
Hunter Claxton is a seasoned professional with over a decade of experience in the industry, currently serving as the Sr. Vice President of Strategy.
With nine years of dedicated service to the company, Hunter plays a vital role in spearheading business intelligence operations and shaping strategic direction for the company. Leveraging his expertise in business analytics, process optimization, data visualization, data tools and infrastructure, he empowers Ubiquity to make informed, data-driven decisions. Hunter studied at the University of Colorado Boulder, and now lives in Truckee, C.A., where he enjoys the mountain life with his family and his Newfoundland, a goofy dog named Finn.
Peggy’s nine years at Ubiquity have been informed by over a dozen years of industry experience, including with Verisight and Verizon Wireless
She oversees the operations team for Ubiquity, including payroll, distributions and loans, financial operations, and transitions, and she is dedicated to making sure Ubiquity remains in compliance with all financial regulations. A graduate of American River College, Peggy is a level 4 Toastmaster and lives in Las Vegas with her family.
As the VP of Demand Generation, Melissa Chery leads the marketing team in comprehensive strategies focused on driving top-of-funnel growth, creating scalable frameworks, and enabling data-driven decision-making.
With over 15 years of experience and strategic acumen, she has played a pivotal role in shaping the trajectory of B2B SaaS organizations, ensuring a dynamic and innovative approach to marketing initiatives. Her career is characterized by the creation of high-impact integrated campaigns and the cultivation of collaborative teams, reflecting a deep understanding of the marketing landscape to drive impactful results. She holds a Bachelor of Science in Business Marketing from the University of Phoenix and resides in Walnut Creek, CA with her family.
Mona is an accomplished HR and talent acquisition leader, known for scaling processes and aligning human capital strategies with organizational goals to drive growth and innovation.
She has held leadership roles at WelcomeTech, Zest AI, NationBuilder, and OpenX, where she led initiatives that enhanced employee engagement, streamlined recruitment, and supported organizational scaling. At ZestFinance, she significantly improved hiring efficiency, attracting top-tier talent. Mona has also worked at Fortune 100 companies like Google and AT&T, and now focuses on shaping company culture at VC-backed tech firms in Series B and beyond. She holds a Master of Science in Information Sciences from Claremont Graduate University and is deeply committed to building lasting cultures where employees thrive and contribute to sustained organizational success.
Neil Shifman serves as the Vice President of Partner Ecosystem at Ubiquity, where he leads the business development and relationship management teams.
With over two decades of diverse experience spanning sales, strategy, operations, and product management, Neil brings invaluable expertise to the company. His extensive leadership background in the Retirement, HCM, and SaaS industries uniquely positions him to drive Ubiquity's continuous growth initiatives. Neil is deeply committed to fostering dynamic and fruitful partnerships that deliver significant value to all stakeholders. A proud graduate of Framingham State University, Neil and his family reside in the Boston, Massachusetts area.
Callie, a seasoned compliance professional with an impressive 17-year tenure, holds a key position as the overseer of all compliance department operations.
Within her scope of responsibility, she efficiently manages a team of three fiduciary staff members specializing in 3(16) compliance. In addition, Callie diligently oversees internal audit operations to ensure strict adherence to governing regulations, meticulously scrutinizing legal documentation and disclosures. Her expertise and unwavering commitment makes Callie an invaluable asset to the organization. A graduate of California State University – Fresno, Callie lives in the heart of central California.
Suzanne brings 26 years of dedicated experience in the retirement industry, having honed her expertise across TPA, Advisor, and Custodian firms.
Suzanne currently oversees the Client Onboarding process, where she ensures a seamless transition for new clients, guiding them through every step with expertise and care. She is committed to delivering a smooth and successful onboarding experience, tailored to meet each client's unique needs.
Ubiquity is always looking for smart and passionate individuals to join our diverse, collaboration-driven environment. We offer competitive benefits including health insurance, a 401(k) match, stock options, a remote-first environment, and more so our team members are set up to thrive from Day 1.
You can also schedule a call or call (855) 401-7253 to talk to someone now