401(K) for your company

Simple, custom 401(k) for technology professionals

Our affordable, tailored 401(k) solutions make it easy to support your team, maximize growth, and secure your business's future. 

Easy payroll integration
Streamlined reporting
Meets compliance requirements
plan benefits

How Ubiquity enhances your tech business

Flat-fee pricing structure
Enjoy predictable costs with no hidden fees that keep expenses manageable as your company grows. 
Tailored plans to fit your team 
Create a 401(k) that includes optional employer matching, flexible vesting schedules, and curated investment options to meet your diverse workforce’s needs.
Simplified compliance support
Reduce risk and save time with tools that simplify IRS compliance and automatically handle regulatory updates. 
Attract and retain top tech talent
Robust, competitive benefits make your company stand out in the ever-evolving technology sector. 
Seamless payroll integration
Simplify contributions and plan management with a platform that works seamlessly with popular payroll providers.
World-class customer support
Our proactive team is available 24/7, every step of the way through chat, email, and phone. 
Why Ubiquity

Your team’s retirement success starts here 

From plan setup to ongoing maintenance, your team's well-being is our focus. We offer robust tools, expert insights, and seamless experience, helping your employees excel and stay motivated so they can drive your business forward. 

Transparent flat fees that save you more as your assets grow
Simple, user-friendly platform that boost engagement 
24/7 world-class customer support
Educational resources to enhance financial literacy and decision-making
Flexible vesting, competitive matching, and curated investment options to grow savings 
Ready to choose the right path for your retirement journey?
Compare Plans

Seamless Payroll Integrations

We integrate with top payroll providers so you can easily find their payroll, connect their plan, and build a straightforward 401(k).

What our customers are saying

“As a small, high-end services firm we placed a priority on upgrading our SIMPLE-IRA retirement offering to a 401K. After a year+ of meetings and quotes with salespeople from brick-and-mortar financial service providers, we were frustrated by the process and confused about true costs. The team at Ubiquity has setting up a 401K down to a science. We love the Vanguard fund selection as an excellent value for our team; employer costs are clearly stated; the web interface is easy to use; and support is easily had. Highly recommended.”
Andrea A.
IT Consulting Firm with 69 employees

Frequently asked questions

Why should my tech company offer a 401(k)? 

Fast-growing tech companies need competitive benefits to attract and retain top talent. A Ubiquity 401(k) provides tax-deductible employer contributions and scalable retirement solutions, making it easier to offer a high-value benefit that grows with your company.

Is a Ubiquity 401(k) affordable for startups or smaller tech companies? 

Absolutely. Our flat-fee pricing ensures consistent costs that are accessible for businesses of all sizes, including startups. Learn more

Does Ubiquity integrate with my payroll system? 

Yes, our platform integrates with most payroll providers, making it easy to manage contributions and employee data.

Can I include profit-sharing in my plan? 

Yes, profit-sharing allows you to reward employees while maximizing tax savings. You can contribute a portion of your company’s profits to employee retirement accounts—including your own—helping you reduce taxable income, boost retention, and enhance financial security for your team. Learn more

How does a 401(k) save my business money on taxes? 

Employer contributions are tax-deductible, and profit-sharing reduces taxable income. Businesses offering auto-enrollment or employer matching may qualify for extra tax credits, and new plans can get up to $5,000 per year for three years. Learn more

Resources for small businesses

Guide
Business
Roth 401(k)
Small Business

Ubiquity’s Guide to Small Business 401(k) Plans

Article
401(k) Plan Details
Small Business

Small Business 401(k) Setup: Key Questions to Ask Your Retirement Plan Provider

Article
401(k) Plan Details
Roth 401(k)
Small Business

Why Offer a Roth 401(k) Option to Your Small Business Employees

Secure the future your business deserves today
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