401(K) for your company

Tailored retirement plans built for construction businesses 

Strengthen your workforce and secure your company’s future with flexible 401(k)s designed with construction professionals in mind. 

Easy payroll integration
Streamlined reporting
Meets compliance requirements
plan benefits

How Ubiquity enhances construction businesses 

Flat-fee pricing
Avoid hidden fees and growing expenses with transparent, flat-fee pricing, no matter how much your assets grow.
Flexible, custom plans
Build a plan tailored to your team’s needs with flexible matching, vesting schedules, and customizable eligibility.
Simplified compliance support
We’ll handle the recordkeeping, compliance, and regulatory reporting, so your employees can focus on what they do best.
Attract and retain skilled workers
Competitive retirement benefits help recruit and retain skilled tradespeople, keeping your company competitive in a labor-tight market.
Streamlined management tools
Our intuitive platform integrates with payroll systems and simplifies plan contributions, meaning less hands-on management. 
World-class customer support
Our proactive team is available 24/7, every step of the way through chat, email, and phone. 
Why Ubiquity

Strengthen your construction team’s retirement future 

From the moment we start our partnership, we’re dedicated to helping your employees reach their retirement goals. Our intuitive tools, expert insights, and robust features keep your employees focused and productive so they can keep growing your business. 

Transparent flat fees that save you more as your assets grow
Intuitive, easy-to-use platform that encourages participation 
24/7 world-class customer support
Comprehensive financial education tools to build knowledge and confidence 
Flexible vesting, competitive matching, and tailored investment options that maximize savings 
Ready to choose the right path for your retirement journey?
Compare Plans

Seamless Payroll Integrations

We integrate with top payroll providers so you can easily find their payroll, connect their plan, and build a straightforward 401(k).

What our customers are saying

“I'm new to my company, and I was pretty much hired and handed the reins with very little guidance. I spent a few minutes with a support team member on the phone and got the friendliest, most thorough walk-through of Ubiquity and their services! I was very impressed, and he was helpful in answering all my questions, troubleshooting with me in real time, and even offering tips and tricks as we went. He also scheduled a follow-up call with me to make sure I had no trouble with the site as I worked. Based just on the customer service I've received from him, I'd recommend Ubiquity to anyone!”
Melanie S.
Commercial roofing company with 20 employees

Frequently asked questions

Why should my construction business offer a 401(k)? 

A Ubiquity 401(k) helps construction businesses attract and retain skilled workers in a highly competitive labor market. Whether you’re setting up a new plan or converting an existing one, our flat-fee, tax-advantaged solutions provide deductible employer contributions and financial security for your crew.

Is a Ubiquity 401(k) affordable for small construction companies? 

Absolutely. Our flat-fee pricing ensures consistent costs that are accessible for construction businesses of all sizes, with no surprises as your plan grows. Learn more

Can I customize my plan to fit my workforce? 

Yes, you can tailor your plan with features like flexible vesting schedules, profit-sharing, and curated investment options to suit the diverse needs of your workforce. 

Can I include seasonal or part-time workers in the plan? 

Yes, your plan can be designed to include part-time or seasonal employees, ensuring your entire team has access to retirement savings. 

What resources does Ubiquity provide for my team? 

We offer an online help center, educational tools, and live support to help your employees make informed decisions about their retirement savings.

Resources for small businesses

Guide
Business
Roth 401(k)
Small Business

Ubiquity’s Guide to Small Business 401(k) Plans

Article
401(k) Plan Details
Small Business

Small Business 401(k) Setup: Key Questions to Ask Your Retirement Plan Provider

Article
401(k) Plan Details
Roth 401(k)
Small Business

Why Offer a Roth 401(k) Option to Your Small Business Employees

Secure the future your business deserves today
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