401(k) for Healthcare Workers | Ubiquity Retirement

plan benefits

Why healthcare teams trust Ubiquity

Transparent flat fees

Benefit from a straightforward pay structure with no hidden costs. Your savings grow as your assets grow, with NO AUM fees.

Enhanced employee retention

Choose from a variety of matching & eligibility options to help attract and retain top healthcare talent.

Streamlined compliance

We’ll handle the recordkeeping, compliance, and regulatory reporting, so your team can focus on delivering exceptional care.

Tailored investment options

Select from top-tier investment options or tailor a fund lineup with brokerage account access, to meet your workforce's needs.

Flexible Profit Sharing

Design a profit-sharing plan that fits your business goals—reward employees, reduce taxable income, and maximize your retirement savings potential.

Maximize Your Retirement Potential

Take full advantage of higher contribution limits to build long-term wealth while keeping more of your earnings tax-deferred.

Why Ubiquity

Strengthen your team’s retirement future

We equip your team with a user-friendly platform and world-class, comprehensive customer support so they can easily manage their plan and stay informed.

Transparent flat fees that save you more as your assets grow

User-friendly platform and simplified experience that encourage utilization

Reduced risk with efficient compliance support

Boost financial well-being with additional resources

Minimize costs and free up time with low-touch management

Ready to choose the right path for your retirement journey?

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Seamless Payroll Integrations

We integrate with top payroll providers so you can easily find their payroll, connect their plan, and build a straightforward 401(k).

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What our customers are saying

“I highly recommend the Ubiquity community! Working on our 401K was a fantastic experience. They provided expert guidance throughout the entire process, making learning less stressful. Their top-notch customer service is truly appreciated. Thank you!”

Charity K.
Chiropractic clinic with 10 employees

Frequently asked questions

What are the tax benefits of offering a profit-sharing plan to our employees?

Offering a profit-sharing plan comes with significant tax benefits, both for your business and your employees. Contributions made to the plan are tax-deductible, reducing your taxable income and providing potential payroll tax savings. Additionally, these contributions grow tax-deferred for your employees until they are withdrawn, supporting their long-term financial security.

Can Ubiquity help educate our employees about their retirement options?

Ubiquity is committed to empowering your employees with the knowledge they need to make informed decisions about their retirement. We offer a range of educational resources, including webinars, retirement planning calculators, and easy-to-understand materials that cover the essentials of retirement planning. Our goal is to ensure that your employees fully understand their options and feel confident in their financial future.

How does Ubiquity assist with the administrative workload?

Ubiquity is designed to simplify the administrative aspects of managing your retirement plan. We handle everything from plan setup to ongoing management, including contributions, compliance testing, and reporting. Our platform is user-friendly, reducing the time and effort required to manage your plan. Additionally, our world-class support team is available to assist with any specific needs or questions that arise, allowing you to focus on your core business activities.

How does Ubiquity ensure compliance with healthcare industry regulations?

Ubiquity understands the unique regulatory landscape of the healthcare industry. We stay up-to-date with all relevant regulations and ERISA requirements, to ensure that your retirement plan is fully compliant. Our compliance experts work closely with you to manage reporting, audits, and any necessary adjustments to your plan. With Ubiquity, you can be confident that your retirement plan meets all industry standards and regulations.