401(K) for your practice

Simplified, flat-fee retirement plans for dental practices

Tailored 401(k) solutions designed to attract and retain top talent, support your team, and secure your practice’s future – all while balancing patient care and business growth.

Easy payroll integration
Streamlined reporting
Meets compliance requirements
plan benefits

The retirement partner dentists nationwide trust

Flat-fee only pricing
Enjoy transparent, predictable costs that remain the same as your plan business grows.
Industry-leading investment flexibility
Build a strategy that aligns with your business goals with broad investment options, including brokerage accounts.
Designed to help employers save more
A 401(k) helps reduce taxable income and build long-term savings .with credits, deferrals, and more.
Attract and retain top talent
Tailoring eligibility requirements and offering competitive retirement benefits help your practice attract and retain skilled dental professionals and staff.
Fully digital administration
From setup to day-to-day management, our digital platform and tools make managing your 401(k) simple.
Simplified compliance
We’ll handle the complex IRS processes and administrative tasks, so you don’t have to
Why Ubiquity

Secure your team’s financial futures

From Day 1, your employees’ financial lives and needs are our priority. We provide the innovative tools, expertise, and features needed to help them thrive so you can focus on what you do best – delivering exceptional patient care.

Transparent flat fees that save you more as your assets grow
User-friendly platform and simplified experience and encourage utilization
24/7 support from our world-class customer service team
Financial education resources and guides to drive your staff’s success
Flexible vesting, competitive matching, and curated investment options
Ready to choose the right path for your retirement journey?
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Seamless Payroll Integrations

We integrate with top payroll providers so you can easily find their payroll, connect their plan, and build a straightforward 401(k).

What our customers are saying

 “Throughout the process of setting up our Ubiquity 401(k) plan, the team has been wonderful—professional, courteous, helpful, and patient. Truly appreciated!” 
Lori M.
Dental Practice with 55 Employees

Frequently asked questions

How will my practice benefit from a Ubiquity 401(k)?

Whether you’re starting a new retirement plan or enhancing your existing one, a Ubiquity 401(k) helps dental practices attract and retain top professionals. With tax-deductible employer contributions and valuable tax incentives, our plans provide a cost-effective solution to support your team and strengthen your practice’s financial future.

How much can I save a year with a 401(k)?

As a business owner, up to tens of thousands of dollars with a 401(k) by combining employee deferrals, employer contributions, and profit-sharing (check out the full contributions list here). Profit-sharing allows you to contribute additional funds to employee accounts, including your own, based on your business's profits—helping you maximize savings while reducing taxable income. This strategy not only builds long-term retirement wealth but also serves as a valuable incentive to attract and retain employees.  

Is a Ubiquity 401(k) affordable for smaller practices?

Ubiquity’s flat-fee pricing ensures that your costs remain predictable and manageable, regardless of how much your plan grows over time. This makes our plans especially accessible for smaller practices looking to provide competitive benefits without breaking the budget. There are no hidden fees or charges tied to your total plan assets, ensuring transparency and cost-effectiveness. 

How does Ubiquity ensure compliance?

Our team ensures your plan adheres to the latest regulations with expertise and resources like our 3(16) fiduciary services, reducing the risk of penalties and saving you time. With Ubiquity, you can trust that your plan stays compliant, leaving you free to focus on your patients and your practice. 

Can part-time employees participate in the plan?

Yes, you can design your 401(k) to include part-time staff, ensuring that all employees, regardless of their hours, have access to retirement savings. This inclusivity can improve employee satisfaction and retention, especially in a dental practice where part-time roles are common. 

Recommended resources

Guide
401(k) Plans

A Dental Practice’s Guide to Smart 401(k) Planning

Article
401(k) Plans
Solo 401(k)

401k Pricing Flat Fees vs Percentage Fees

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401(k) Plans

401(k) Profit-Sharing Plan

Build a stronger tomorrow for your practice today
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