401(K) for your practice

Simplified, flat-fee retirement plans for dental practices

Tailored 401(k) solutions designed to attract and retain top talent, support your team, and secure your practice’s future – all while balancing patient care and business growth.

Easy payroll integration
Streamlined reporting
Meets compliance requirements
plan benefits

The retirement partner dentists nationwide trust

Flat-fee only pricing
Enjoy transparent, predictable costs that remain the same as your plan business grows.
Industry-leading investment flexibility
Build a strategy that aligns with your business goals with broad investment options, including brokerage accounts.
Designed to help employers save more
A 401(k) helps reduce taxable income and build long-term savings .with credits, deferrals, and more.
Attract and retain top talent
Tailoring eligibility requirements and offering competitive retirement benefits help your practice attract and retain skilled dental professionals and staff.
Fully digital administration
From setup to day-to-day management, our digital platform and tools make managing your 401(k) simple.
Simplified compliance
We’ll handle the complex IRS processes and administrative tasks, so you don’t have to
Why Ubiquity

Secure your team’s financial futures

From Day 1, your employees’ financial lives and needs are our priority. We provide the innovative tools, expertise, and features needed to help them thrive so you can focus on what you do best – delivering exceptional patient care.

Transparent flat fees that save you more as your assets grow
User-friendly platform and simplified experience and encourage utilization
24/7 support from our world-class customer service team
Financial education resources and guides to drive your staff’s success
Flexible vesting, competitive matching, and curated investment options
Ready to choose the right path for your retirement journey?
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Seamless Payroll Integrations

We integrate with top payroll providers so you can easily find their payroll, connect their plan, and build a straightforward 401(k).

What our customers are saying

 “Throughout the process of setting up our Ubiquity 401(k) plan, the team has been wonderful—professional, courteous, helpful, and patient. Truly appreciated!” 
Lori M.
Dental Practice with 55 Employees

Frequently asked questions

Why should my dental practice offer a 401(k)? 

A 401(k) plan is a valuable tool for attracting and retaining skilled dental professionals in a competitive industry. Offering a retirement plan demonstrates your commitment to supporting your team’s long-term financial security, which can boost morale and loyalty. Additionally, 401(k) plans provide significant tax benefits for your practice, including deductible employer contributions, making them a smart investment in your business and team. 

Can I include profit-sharing in my retirement plan? 

Yes! Profit-sharing is a flexible way to reward your team for their contributions to your practice’s success. It allows you to distribute a portion of your profits to employees, which can be based on their salaries or another formula that works for your practice. Profit-sharing not only enhances employee satisfaction but also reduces your taxable income, offering a win-win solution for you and your team. 

Is a Ubiquity 401(k) affordable for smaller practices?

Ubiquity’s flat-fee pricing ensures that your costs remain predictable and manageable, regardless of how much your plan grows over time. This makes our plans especially accessible for smaller practices looking to provide competitive benefits without breaking the budget. There are no hidden fees or charges tied to your total plan assets, ensuring transparency and cost-effectiveness. 

How does Ubiquity ensure compliance?

Our team ensures your plan adheres to the latest regulations with expertise and resources like our 3(16) fiduciary services, reducing the risk of penalties and saving you time. With Ubiquity, you can trust that your plan stays compliant, leaving you free to focus on your patients and your practice. 

Can part-time employees participate in the plan?

Yes, you can design your 401(k) to include part-time staff, ensuring that all employees, regardless of their hours, have access to retirement savings. This inclusivity can improve employee satisfaction and retention, especially in a dental practice where part-time roles are common. 

Resources for small businesses

Guide
Business
Roth 401(k)
Small Business

Ubiquity’s Guide to Small Business 401(k) Plans

Article
401(k) Plan Details
Small Business

Small Business 401(k) Setup: Key Questions to Ask Your Retirement Plan Provider

Article
401(k) Plan Details
Roth 401(k)
Small Business

Why Offer a Roth 401(k) Option to Your Small Business Employees

Build a stronger tomorrow for your practice today
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