Tailored 401(k) solutions designed to attract and retain top talent, support your team, and secure your practice’s future – all while balancing patient care and business growth.
From Day 1, your employees’ financial lives and needs are our priority. We provide the innovative tools, expertise, and features needed to help them thrive so you can focus on what you do best – delivering exceptional patient care.
We integrate with top payroll providers so you can easily find their payroll, connect their plan, and build a straightforward 401(k).
Whether you’re starting a new retirement plan or enhancing your existing one, a Ubiquity 401(k) helps dental practices attract and retain top professionals. With tax-deductible employer contributions and valuable tax incentives, our plans provide a cost-effective solution to support your team and strengthen your practice’s financial future.
As a business owner, up to tens of thousands of dollars with a 401(k) by combining employee deferrals, employer contributions, and profit-sharing (check out the full contributions list here). Profit-sharing allows you to contribute additional funds to employee accounts, including your own, based on your business's profits—helping you maximize savings while reducing taxable income. This strategy not only builds long-term retirement wealth but also serves as a valuable incentive to attract and retain employees.
Ubiquity’s flat-fee pricing ensures that your costs remain predictable and manageable, regardless of how much your plan grows over time. This makes our plans especially accessible for smaller practices looking to provide competitive benefits without breaking the budget. There are no hidden fees or charges tied to your total plan assets, ensuring transparency and cost-effectiveness.
Our team ensures your plan adheres to the latest regulations with expertise and resources like our 3(16) fiduciary services, reducing the risk of penalties and saving you time. With Ubiquity, you can trust that your plan stays compliant, leaving you free to focus on your patients and your practice.
Yes, you can design your 401(k) to include part-time staff, ensuring that all employees, regardless of their hours, have access to retirement savings. This inclusivity can improve employee satisfaction and retention, especially in a dental practice where part-time roles are common.
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