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Offering an employee match is a win-win for everyone: It helps you to enhance your employees’ retirement and strengthen their financial lives while providing yourself with tax advantages and giving your business a competitive edge.
An employer match is a matched contribution you make to your employees’ 401(k)s based on their deferrals. So, you’re helping them reach their retirement goals faster!
Tax credits are incentives for employers who set up retirement plans and help get their businesses and employees on track towards brighter financial futures. Essentially, employers will get money back for their plan implementation and maintenance, meaning a 401(k) can cost as low as $0.
Yes! As your business grows and evolves, you can change your percentage as needed. Many employers start with a lower percentage, and gradually increase it as their employee participation grows.
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