Simple, low-cost, full-scale – our flexible Solo 401(k) plans allow self-employed individuals to maximize their retirement savings and still enjoy the same advantages of a big business plan.
Our Solo 401(k) plans provide a great alternative opportunity for self-employed individuals and small business owners who don’t have common law employees.
Our solo 401(k)s meet small business owners where they are without extra complexities or compliance challenges. You get the same retirement incentives as big businesses, but with more flexibility, simplicity, and better cost savings.
We offer Single(k)®️ and Single(k) Plus®️. Both are designed to provide self-employed business owners and their spouses with the ability to meet their retirement goals with major features like higher contributions, streamlined administration, recordkeeping services, and potential tax savings. The best part is as your business grows and you get employees, your plan can be easily upgraded to our full-service plans.
Both plans combine the convenience of 401(k) payroll deductions with the flexibility of a profit-sharing plan. With either, you can set aside pre-tax or Roth (post-tax) money and make a profit-sharing contribution. You won’t pay taxes on your pre-tax savings or their earnings until you withdraw the money at retirement.
In addition to owners and partners, spouses (who work for your business) are eligible to participate in your retirement plan.
With both, you have access to:
Both plans differ in terms of investment options and more, but our dedicated team can walk you through a plan comparison.
Answer a few questions to see which plan is right for you. If you’d rather speak to our team first, schedule a free consultation with us. Our team will gladly walk you through our offerings and answer any questions or concerns before you officially sign up.
Have questions? Talk to a Consultant
