Selling 401(k) Plans to Your Business Owner Clients
Offering clients 401(k)s through a trusted plan provider reduces your workload and risk while maximizing clients' contributions, cutting taxes, and leveraging SECURE Act credits.
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Financial Advisors
401(k) Safe Harbor Contribution Limits
The IRS is increasing the maximum individual 401(k) contribution limit to $23,500, up from the $23,500 limit in 2024.
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Employees
Small Business 401(k) Plans
A guide for small business owners to affordable and easy 401(k) plans. A Ubiquity Retirement + Savings™ 401(k) enables you to:
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Employers & Business Owners
What Is the Difference Between a MEP and a PEP?
Multiple Employer Plans (MEP) and Pooled Employer Plans (PEP) let employers join a single retirement plan, offering a collective approach to retirement savings.
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Employers & Business Owners
How Do I Know If My 401(k) Is Top-Heavy?
Do a few people in your 401(k) plan have the majority of the money? If so, the IRS may require you to do something about it.
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Employers & Business Owners
Small Business Profit-Sharing 401(k)
Discover how a 401(k) plan with profit-sharing boosts retirement savings, with employers contributing to employees’ accounts based on company profits.
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Employers & Business Owners
401(k) Plan Administrator Responsibilities
A 401(k) plan administrator ensures your plan complies with regulations and that its investment strategies help all participants successfully save for retirement.
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Employers & Business Owners
Broken Eggs: The Looming Retirement Crisis
A hard hitting look at one of the gravest social issues facing the aging U.S. workforce.
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Employees
Who Is My 401(k) Plan Administrator?
A 401(k) recordkeeper monitors plan participation, investments, and financial transactions, ensuring clarity and compliance.
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Employers & Business Owners
Can My Spouse Participate in My Solo 401(k)?
One of the benefits of a Solo 401(k) is that your spouse can also participate in the plan. If you both take taxable income from the same sole proprietorship, your spouse can make equal contributions.
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Employers & Business Owners
401(k) Recordkeeping
The 401(k) recordkeeper's job is to track who’s in your retirement plan, what investments they own, and what money is going in or out.
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Employers & Business Owners
What Is the Contribution Limit for a Solo 401(k) Plan?
When you have a Solo 401(k), you are both the employer and the employee, allowing you to contribute up to $66,000 per year toward your future.
Everyone
Employees
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